This humanitarian believes that credit is a human right. The Nobel laureate focuses on his philosophy of providing loans to the poor and tells the story behind his founding Grameen Bank – which provides micro-loans mostly to poor families in Bangladesh. Repayment rates of the billions lent thus far is nearly 100 percent. Audie Award finalist. "A wonderful yet heartbreaking memoir, expertly realized by narrator Ray Porter, [who] delivers the material as if it were his own."—AudioFile